Online Payment FAQs
What IPOPHL service can I pay for?
The following category of services are available for a fee:
- new IP applications
- Documentary Requirements with pay
- Post-registration process
How may I pay for IPOPHL services?
Fees shall be paid in cash, money order, bank drafts, cheques in Philippine currency, and other modes of payment as may be provided or prescribed by the IPOPHL. Payment of fees for all transactions may be done online, offline, or through facilities approved by the Director General.
What are the available IPOPHL Payment Facilities?
- Primary Payment Facility: ONLINE PAYMENT SYSTEM, which means paying online through Dragonpay. By virtue of IPOPHL MC No. 2020-036, ALL PAYMENTS for IPOPHL services must be transacted online through this payment facility.
- Secondary Payment Facility: VISA Credit Card payment facility. Please note that debit cards will not be accepted by the system.
- Extraordinary Payment Facility: Direct payment to the IPOPHL office cashier (For single payment transactions amounting to P100,000.00 and above only).
Choosing how to pay the application is included as a last step to the e-Filing system.
If I choose to pay by going to the IPOPHL office cashier, do I need to bring my application documents?
Payment directly to the IPOPHL Cashier is no longer an option or a matter of choice. Due to Covid-19 and mindful of your and our personnel's health and safety, ONLINE FILING which includes the PAYMENT process is now MANDATORY. [See: IPOPHL MC No. 2020-036]
However, under extraordinary conditions, pursuant also to the latest IPOPHL advisories [refer to available payment facilities section of this FAQ], if payment would have to be made directly at the IPOPHL Cashier, you need to bring the Statement of Account (SOA) which states your payment reference no. and the amount you need to pay. The SOA is generated when you complete the e-Filing process. The IPOPHL cashier CANNOT accept your payment if you do not have the SOA for that particular transaction.
Please note that in implementation of the MANDATORY ONLINE FILING, our security personnel and frontliners are under directive to refuse entry to people without official business permissible under our prevailing rules at this time of the pandemic.
EVERYBODY's SAFETY IS OUR CONCERN. WE REQUEST FOR YOUR FULL COOPERATION.
Do I need to register before I can make a payment?
No prior registration required. Proceed directly to payment when prompted by the system. Be sure to click "Proceed to Payment" to bring you to the payment module to complete your application process.
Do I need to enroll my credit card in IPOPHL?
No, there is no need for credit card enrollment with IPOPHL. However, to avoid inconvenience, please be guided by the following before using your credit card for online payment:
Be sure you have a valid credit card
- check your card expiry number
- ensure that you have not exceeded your credit limit
Check with your credit card issuer, if your credit card has been cleared by them for use in online payment transactions
Be sure that what you have is a CREDIT CARD and NOT A DEBIT CARD.
Are there additional charges if I choose to pay through payment channels other than the IPOPHL Cashier?
On top of the IPOPHL filing fees, the following payment channels/integrator will charge the ff:
- VISA thru DBP charges 2% of the transaction amount
- Dragonpay charges P20 per transaction PLUS the different payment channels will charge their own convenience fees.
- VISA, Mastercard, JCB credit cards thru Paymaya charges 1.25% of the transaction amount
- Paymaya Wallet charges P8 per transaction.
This is in accordance with "DTI-DOF Joint Department Administrative Order No. 10-01 Guidelines on the Use of Access Devices for Payment of Fees, Charges, Assessments and Other Revenues Due to the Government through the Electronic Payment and Collection System (EPCS) of a Government Entity", which allows electronic payment service providers to collect convenience fees from the transacting client.
When will the payment be posted? When will the electronic Official Receipt be received?
Different payment channels confirms the payment:
For online payment:
- You have to complete the payment process within one hour after you checkout from the online filing website.
- After a successful online payment, IPOPHL will send thru email the electronic official receipt (eOR) after one hour.
For offline/OTC/non-bank payment:
- Payments will be processed and confirmed either at the end of the day or on a succeeding day.
For offline payment, IPOPHL will send thru email the electronic official receipt after the successful transmission of Dragonpay to IPOPHL.
Can I pay for an application and/or registered IP that is not under my name?
Yes, you can pay for an application or registered IP even if it is not under your name.
How do I request for reversal of payment, credit card refund or Error or Mistake in Payment?
All fees or excess amounts paid without fault on the part of the IPOPHL shall be deemed as a donation to the Office.
If fees or excess amounts are paid due to error on the part of the IPOPHL, the applicant or party may file with the Financial Management and Administrative Services Bureau (FMAS) the request for refund within 30 days from the date of payment of the fees or excess amounts. If no request is filed within the aforementioned period or if the request is found to be not meritorious, the fees and excess amounts shall inure to the benefit of, and shall be deemed as a donation to the Office.
For online transactions, the request for refund of fees or excess amounts paid online or through the facilities approved by the Director General shall be filed also with the Financial Management and Administrative Services Bureau within 60 days from the date of payment of the said fees or excess amounts. If no request is filed within the aforementioned period or if the request is found to be not meritorious, the fees and excess amounts shall also be deemed as donation to the Office.
I encountered problems with my application when I clicked the VISA option. Who do I contact to help solve my payment-related problems?
Soon as you proceed to the online payment facility, the system is within the exclusive control of the payment gateway, in this case, VISA. Problems encountered from this point should be communicated directly with your credit card provider. Usually, their address and/or telephone number is located on your VISA statement. The telephone number may also appear on the back of the card itself. You can also locate your card issuer and click through to their website for more information.
Another option is to contact DBP as the IPOPHL credit card payment gateway.
DBP clients may file feedback and complaints –
Mondays thru Fridays, 8:30 a.m. to 5:30 p.m.
through the following contact details:
DBP Customer Experience Management Department
7th Floor, Development Bank of the Philippines
Sen. Gil J. Puyat Avenue corner Makati Avenue
Telephone Numbers: (02) 8-683-8324 (direct line); (02) 8-818-9511 local 2750
Trunk Line : (632) 8-818-9511
E-mail : customerservice@dbp.ph
What are the possible reasons why my Credit Card is declined?
Following are possible reasons for the payment gateways to decline your credit card transaction:
- Card holder reached his/her Credit Limit
- Card holder Purchase was flagged as Fraud
- Cardholder Have a Large pending Transaction
- Cardholder Entered the Wrong Information
- Cardholder is behind on Payments
- Cardholder Credit Card is Expired
- Cardholder Card Account has been closed
- Cardholder has not authorized online payments for the particular credit card
- Cardholder of credit card provider has set a per transaction value cap on the account and the amount of the transaction exceeds such cap
Can you help me understand the error message I encountered during my attempt to pay online?
For your guidance, we have compiled below some possible error messages you might encounter, what they may mean, and some suggested actions:
- Invalid credit card number
You entered the wrong/invalid card number. Please double check that the credit card number is correct. If you still encounter problems after ascertaining the credit card number, call the DBP customer service for further assistance. - Invalid address
The billing address does not match the card network records. Please contact your credit card issuer. - Do not honor
The issuing bank’s fraud filter has been triggered. Contact your card issuer immediately. - Processor declined
Payment authorization has been declined. Contact your card issuer immediately. - Payment collection failed
The gateway’s fraud filter has been triggered. Contact your card issuer immediately. - Expired card
The credit card being used has expired. Contact your card issuer immediately. - Transaction not allowed
Payment authorization has been declined. Contact your card issuer immediately. - Card reported lost/stolen
The issuing bank has marked this card lost or stolen. Contact your card issuer immediately. - Payment instrument not supported
The gateway doesn’t support the payment method being used. Contact the DBP customer service or your issuing bank. - Insufficient funds
There is not enough credit to support the transaction. Contact your card issuer immediately.
Where can I ask for help if I encounter problems with the DBP Payment gateway?
If you encounter problems with the DBP Payment gateway making you unable to complete your online filing and payment transaction, you may contact DBP through the following channels:
Telephone: 8-818-9511
Email: customerservice@dbp.ph
How do I contact my card issuer?
To access your account information, please contact your VISA card issuer. You'll find their address and/or telephone number on your VISA statement. The telephone number may also appear on the back of the card itself. You can also locate your card issuer and click through to their website for more information.
Dragonpay Related FAQs
What is Dragonpay?
Dragonpay is an online payment solution that enables an IPOPHL client to use his/her existing online banking facility or pay cash over-the-counter at physical retail channels. Dragonpay automatically monitors the online and offline payments made by the client and notifies IPOPHL of a completed payment so that IPOPHL can completely process the application filed online. For details on Dragonpay, click this link
If I chose to pay through Dragonpay, do I need a Dragonpay account?
No. Dragonpay will facilitate payment transactions by linking up with several payment partners (Philippine banks and non-banks only), which will collect your payment on behalf of IPOPHL. This option is open to the general public, and there is no Dragonpay account that needs to be opened to enable this option.
What are the payment partners/modes of Dragonpay?
Presently, Dragonpay enables payment through the following modes:
- Pay directly online using the following Philippine bank accounts: BDO, BPI, Metrobank, RCBC, Unionbank, LandBank.
- Pay cash Over-the-Counter at selected banks namely BDO, BPI, Metrobank, RCBC, RCBC Savings, UCPB, and Unionbank. Additionally, you can also pay through the ATM machines of the following banks: BDO, BPI, Unionbank, RCBC, and UCPB.
- Pay cash Over-the-Counter at selected payment collection centers such as SM Payment Counters, Robinsons Department Stores, Cebuana Lhuillier, and M. Lhuillier branches nationwide.
- Use mobile payments namely Globe GCash and BPI BanKO
Are there additional charges if I choose to pay through Dragonpay?
Yes. Please take note that, on top of the IPOPHL filing fees, Dragonpay and the different payment channels will charge their own convenience fees that will be paid by the transacting client. DTI-DOF Joint Department Administrative Order (JDAO) No. 10-01 s. 2010 allows electronic payment service providers to collect convenience fees from the transacting client. Please refer to the Table of Charges/Fees of Payment Channels here.
When I click on Dragonpay, I am asked to encode a login ID and password, What is the login ID and password?
The login ID and password that is being prompted from you is your online or Internet banking login ID and password with your bank. This is the same login ID and password you use when you check your bank account balance over the Internet. Dragonpay does not require a separate ID and password other than the one you already have. For more details, please click this link.
I encountered problems with my application when I clicked the Dragonpay option. Who do I contact to help solve my payment-related problems?
For Dragonpay-related concerns, please contact the Dragonpay Customer Service for further assistance.
For errors on payment and payment –related matters, please email epayment.queries@ipophil.gov.
For errors on online services/applications/systems please email server.error@ipophil.
My preferred payment channel (e.g. BDO online , Metrobank online) is missing in the list of options.
Sometimes, Dragonpay temporarily disables some payment options due to any of the ff reasons:
- delayed crediting of payments to Dragonpays’ account;
- connectivity issues;
- Receipt of an advisory from the payment channel that temporarily suspends the payment options.
- A surge in logins and transactions that may cause difficulty in accessing the payment options for some users.
- System maintenance activity
When this happens, it is recommended that you explore other payment facility options. There is a wide range of options to choose from.
Why is it that IPOPHL cannot contact the payment channel (e.g. BDO online, Metrobank online) when my account was debited while paying my application?
IPOPHL has no direct contract with the payment channels displayed by Dragonpay.
Dragonpay is our 3rd party payment partner that integrates all our online payment transactions. All payment concerns are directed to Dragonpay.
Generally, Dragonpay sends Payment Instruction (PI) to the client. The PI contains the procedure on "payment validation" and other instructions. The client should check his/her email for the instruction. After successful validation, Dragonpay sends to client's email the Payment Confirmation (PC). After PC, Dragonpay send the payment record to IPOPHL. Then IPOPHL, sends the electronic receipt to client's email.
For your guidance, please note that different banks or payment channels have different instructions. Please follow them carefully to avoid inconvenience.
Some banks also require validations (e.g. BDO, BPI Fund Transfer, UCPB) before confirming the payment process.
Dragonpay Reminders
- Pay the exact amount indicated. Excess portion of your payment is forfeited. Payments less than the amount due will not be processed.
- If you are paying for multiple Dragonpay reference numbers, pay separately for each reference number. Do not lump them into a single transaction.
- Make sure to get a reference number first before paying. A Dragonpay reference number can only be used once.
- If you made a short payment by mistake, do not try to correct it by making another bills payment with the same reference no.
- Contact Dragonpay immediately if you made a mistake in your payment.
- The payment will be processed by Dragonpay, an independent third-party payment processor
- For payment-specific inquiries, please contact Dragonpay.
Dragonpay is our independent third party payment processor/integrator.
For product-specific or applications inquiries or questions regarding the status of your order, please contact IPOPHL directly at these channels:
Trunkline: (02) 7-238-6300
Email: ask@ipophil.gov.ph